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Susanna Kochskämper / Jochen Pimpertz IW-Trends No. 1 25. March 2015 What Redistribution Effects are Covered by the Solidarity Principle in the Statutory Health Insurance System?
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What Redistribution Effects are Covered by the Solidarity Principle in the Statutory Health Insurance System?
Susanna Kochskämper / Jochen Pimpertz IW-Trends No. 1 25. March 2015

What Redistribution Effects are Covered by the Solidarity Principle in the Statutory Health Insurance System?

IW-Trends

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German Economic Institute (IW) German Economic Institute (IW)

Demographic transformation is taking to absurd lengths the risk equalisation between young and old incorporated into Germany’s statutory health insurance system. Despite increasing average expenditure on benefits, the solidarity principle is being upheld for a cross-section of the insured in any given period. In the long term, however, each succeeding cohort is having to bear a heavier burden. A similar situation applies to the risk equalisation between the productive and the less productive insured. To ensure that inter- and intragenerational solidarity is maintained as well, it is essential that the pay-as-you-go system is combined with an appropriate form of capital funding.

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What Redistribution Effects are Covered by the Solidarity Principle in the Statutory Health Insurance System?
Susanna Kochskämper / Jochen Pimpertz IW-Trends No. 1 25. March 2015

Susanna Kochskämper / Jochen Pimpertz: Welche Umverteilungseffekte deckt das Solidaritätsprinzip in der GKV ab?

IW-Trends

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German Economic Institute (IW) German Economic Institute (IW)

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A Systematic Study of Neutrality in Pension Financing and in the Burdens and Incentives for Members of the Statutory Pension Scheme
Jochen Pimpertz IW-Trends No. 4 2. January 2023

„Actuarially Fair” Reductions in Early Retirees’ Pension Benefits

Calls for the reduction in state pension benefits for early retirees to reflect real insurance risks imply that early retirement need not involve any additional costs.

IW

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Michael Hüther / Jochen Pimpertz IW-Policy Paper No. 6 6. October 2022

Asset accumulation for retirement provision

The pay-as-you-go statutory pension insurance is intended to protect workers in Germany from having to rely on tax-financed assistance in old age. However, due to the ageing of society the security level of the statutory pension insurance must decrease.

IW

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