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IW-Trends No. 1 25. March 2012 Judith Niehues / Christoph Schröder Integrated Analysis of Income and Wealth
Integrated Analysis of Income and Wealth
IW-Trends No. 1 25. March 2012 Judith Niehues / Christoph Schröder

Integrated Analysis of Income and Wealth

Judith Niehues / Christoph Schröder German Economic Institute (IW) German Economic Institute (IW)

Distribution and poverty analyses often fail to take account of asset values. Household surveys show that on average every adult in Germany has at their disposal financial or material assets worth more than 80,000 euros. Although values for this wealth correlate positively with income, some low-income households actually have appreciable assets to fall back on. Indeed, more than a sixth of low earners could close their poverty gap for at least ten years by liquidating their assets. Since average assets continue to accrue until very late in life, taking this wealth into account lowers the relative poverty risks of the older population in particular. This result remains robust regardless of the microdata sets used.

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Trends, Influencing Factors and Political Relevance
IW-Trends No. 4 10. January 2026 Jennifer Potthoff / Rebecca Gabel

Life Satisfaction in Germany: Trends, Influencing Factors and Political Relevance

Despite their country’s multiple crises, Germans' subjective well-being remains overall buoyant and is currently reaching historic highs similar to those of the 2010s.

Jennifer Potthoff / Rebecca Gabel IW

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IW-Report No. 49 17. December 2024 Judith Niehues / Maximilian Stockhausen

IW Distribution Report 2024: Current trends and challenges for distribution policy

The coronavirus pandemic, the energy price crisis and the associated high inflation rates have left their marks. The fall in real wages up to the beginning of 2023 has offset some of the real wage growth of previous years: on average for 2023, the real wage index was at the same level as in 2015.

Judith Niehues / Maximilian Stockhausen IW

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