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Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016 New Empirical Data on Occupational Pensions

The distribution is better than the reputation

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New Empirical Data on Occupational Pensions
Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016

New Empirical Data on Occupational Pensions

IW-Trends

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The distribution is better than the reputation

Occupational pension schemes are an important supplement to Germany’s statutory pension insurance. The prevalence of these schemes varies between 40 per cent in one-adult households and 66 per cent in those with couples. In the latter case, the proportion increases to around 86 per cent if non-subsidised forms of investment are taken into account. The savings rate for households with a breadwinner liable to social insurance contributions is about 10 per cent of disposable income. The main obstacle to providing for financial security in old age seems to be unemployment. In view of this, the proposals currently under discussion for promoting occupational pensions are unlikely to solve the problem.

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New Empirical Data on Occupational Pensions
Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016

Martin Beznoska / Jochen Pimpertz: Neue Empirie zur betrieblichen Altersvorsorge

IW-Trends

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Measuring the solidarity principle in Germany’s statutory health insurance system
Martin Beznoska / Jochen Pimpertz / Maximilian Stockhausen IW-Analyse No. 143 13. July 2021

Would universal health insurance lead to more solidarity?

The principle behind Germany’s statutory health insurance (SHI) system, into which all employees up to a certain income threshold are obliged to pay a per¬centage of their earnings, is one of solidarity.

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Susanna Kochskämper / Silvia Neumeister / Maximilian Stockhausen IW-Trends No. 4 28. December 2020

Who Nurses When and How Much?: An Inventory of Home Nursing Care in Germany

German society is ageing and the need for nursing care is increasing. In 2017, just under 5 million people claimed to be providing nursing care in a private setting. An analysis of the data from the Socio-Economic Panel provides a heterogeneous picture of how ...

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