1. Home
  2. Studies
  3. New Empirical Data on Occupational Pensions
Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016 New Empirical Data on Occupational Pensions

The distribution is better than the reputation

Download PDF
New Empirical Data on Occupational Pensions
Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016

New Empirical Data on Occupational Pensions

IW-Trends

Download PDF

Share this article:

or copy the following link:

The link was added to your clipboard!

German Economic Institute (IW) German Economic Institute (IW)

The distribution is better than the reputation

Occupational pension schemes are an important supplement to Germany’s statutory pension insurance. The prevalence of these schemes varies between 40 per cent in one-adult households and 66 per cent in those with couples. In the latter case, the proportion increases to around 86 per cent if non-subsidised forms of investment are taken into account. The savings rate for households with a breadwinner liable to social insurance contributions is about 10 per cent of disposable income. The main obstacle to providing for financial security in old age seems to be unemployment. In view of this, the proposals currently under discussion for promoting occupational pensions are unlikely to solve the problem.

Download PDF
New Empirical Data on Occupational Pensions
Martin Beznoska / Jochen Pimpertz IW-Trends No. 2 19. April 2016

Martin Beznoska / Jochen Pimpertz: Neue Empirie zur betrieblichen Altersvorsorge

IW-Trends

Download PDF

German Economic Institute (IW) German Economic Institute (IW)

Share this article:

or copy the following link:

The link was added to your clipboard!

More on the topic

Read the article
Should the State Pension Scheme Take Different Socio-demographic Backgrounds into Account?
Florian Blank / Johannes Geyer, Peter Haan, Maximilian Schaller / Jochen Pimpertz / Reinhold Thiede / Martin Werding IW-Trends No. 2 6. July 2022

Should the State Pension Scheme Take Different Socio-demographic Backgrounds into Account?

While German law stipulates a standard retirement age for all members of the public pension scheme, empirical studies have shown that life expectancy is unevenly distributed within the population, varying according to income level, professional status, ...

IW

Read the article
Ruth Maria Schüler IW-Trends No. 1 9. March 2022

Pension Concerns in Germany: Determinants and Normative Implications

The level of statutory pensions for future generations is set to decline systematically. If future retirees are to maintain their standard of living, they will therefore need to supplement their statutory benefits with private and occupational pensions – a ...

IW

Content element with id 8880 Content element with id 9713