Companies

Short specialist publications on topical issues

Markus Demary / Christian Rusche ·
IW-Kurzbericht No. 4 ·
8 Jan 2018

Strengthened competition in payment services

Starting on January 13, 2018, the Second Payment Services Directive (PSD2) will apply in the European Union. Among other things, the Directive’s aim is to adapt regulation to the innovations in payment services and to promote the Single Market for non-cash payments. However, PSD2 will only strengthen competition between payment services under a common standard for the access to banking accounts.

Markus Demary / Vera Demary ·
IW-Kurzbericht No. 2 ·
4 Jan 2017

Blockchain: Down to Earth

The blockchain technology offers the promise to be cheaper, faster, less error-prone and safer compared to traditional financial services. Whether a market for blockchain services will emerge, depends, however, on several criteria.

Markus Demary / Vera Demary ·
IW-Kurzbericht No. 1 ·
4 Jan 2017

The Promise of Blockchain

Digitization affects all sectors of the economy. A new and possibly disruptive digital technology is the blockchain, a decentralized ledger, which seems to offer great promise for many financial and business applications.

IW-Kurzberichte

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Strengthened competition in payment services

Blockchain: Down to Earth

The Promise of Blockchain